Directions:  Be sure to make an electronic copy of your answer before submitting it to Ashworth College for grading.  Unless otherwise stated, answer in complete sentences, and be sure to use correct English spelling and grammar.  Sources must be cited in APA format.  Refer to the “Assignment Format” page for specific format requirements.

Medicare Versus Private Insurance


  • The student will be able to discuss two key payment models used in the U.S. health care system.

Assignment Relationship to Standards and Program Outcomes

1. Analyze determinants of health care. 5.  Analyze funding of healthcare in the USPerson, Health, Diversity, Society, Environment Environment  1   2I   V4   4

Assignment Overview

In this research paper, you will compare Medicare and private insurance as payment models for U.S. health care.


  1. A two- to three- page (500- to 750-word) paper
  2. Paper must utilize APA format.
  3. There must be a title page
  4. The body should have correct citation, format (APA)
  5. There should be a reference page
  6. There should be a minimum of three references.
  1. Explore health care payment methods.

Identify three or four scholarly, unbiased references and examine the payment methods of Medicare and private insurance for health care costs.

  • Write a paper.

Compare Medicare and private insurance including the relationship between these two payment sources (please include citations).

Contrast Medicare and private insurance, paying close attention to the relationship between these two payment sources (please include the citations).

Grading Rubric

Please refer to the rubric on the following page for the grading criteria for this assignment.

1.  Introduction:  Overviews the importance of this topic to nurses, healthcare, and clients. (Total 10 pts.)Overviews topic but does not address importance to stakeholders.Identifies importance, presents a general statement of what paper covers (6 points)Identifies importance to at least 2 of the groups and overviews topic to be addressed (7.5 points)Identifies importance of at least 2 of the groups clear and specific manner (8.5 points)Identifies importance of all 3 components in clear, specific, and establish relevance. (10.0 points)
2.  Describes the similarities/relationship between medicare and private insurance (Total 20 points)Does not define terms or similarities.Defines the terms but does not identify similarities. (12pts.) Defines terms, lists the similarities/relationships without discussion or detail (15 points)Defines the terms and identifies either similarities or the relationship.  (17points)Defines terms, discusses in detail the similarities/relationships. (20 points)
3.  Describes the differences between medicare and private insurance (Total 20 points) Describes one difference without explanation (12 points)Difference statements only address either medicare or private insurance but not both (15 points) Defines terms, lists the differences without discussion or detail (17 points) Defines terms, discusses in detail the differences for both medicare and private insurance (20 points)
4.  Compares costs, management, and populations served by the systems.(Total 20 points)Does not compare components.Defines each term but does not compare (12 points)Compares costs only (15 points)Compares costs and either management or populations served. (17 points)Compares costs, management, and populations served (20 points)
5.  Suggests changes that could be made and their impact of the systems and care for clients. (Total 20 points) Suggests change is needed but does not discuss. 12 points)Suggests change is needed and two changes without discussion. (15 points)Suggests changes and discusses either impact on the system or client care. (17 points)Suggests changes and discusses impact on both the system and client care. (20 points)
6.  Manuscript:  APA format; sentence structure; spelling; organization and presentation. (Total Points 10)>5 spelling errors, poor sentence structure, lack of organization; failure to follow APA guidelines≤4 spelling errors, poor sentence structure or lack of organization; inappropriate or incomplete APA citation or and format (6 points).≤ 3 spelling errors, some sentence structure problems, organized, some APA and format errors. (Total Points 7.5 Points)≤ 3 spelling errors, good sentence structure and organization and with 1-2 APA format errors. (Total Points 8.5)1 or less spelling errors, excellent sentence, paragraph structure; APA guidelines appropriate citations, 3 references, headings, contents, pagination, headers, etc. (Total Points 10)
TOTAL POINTS 100 Pts.0607585100

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