Write a 1-2 page APA paper including the information outlined below. Be sure to include more than just a definition. Research each piece and provide pros and cons and other information you have found. Proper APA format to include in text citations and a reference page must be included.

What is HMO, PPO, and IPA?
What are the pros and cons to HMO, PPO and IPA?
The difference between a consultation and a referral
The information that is included in a referral form
The difference between an insurance authorization and an insurance verification
The difference between a preauthorization and precertification

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